A primary cause for people being so stressed is the feeling that they have somehow lost control over the important things in their lives. To obtain or regain that control, there are three primary things that you have to have in your life - money, health, and security. It's easy to be relaxed and stress free when you're in control. When you have these three things - you're in control, and relaxed.
Money - our society is controlled by money. If you have money, you can live in a nice and decent neighborhood and not have to worry about security. If you have money, you have health insurance and can be sure that in the event of an illness or an accident, that you can get the best health care possible.
But, in a time like this, when people are having trouble finding jobs, how can you be sure that you have all the money you need? The answer is, if you depend on others, then you can't. If you want to have the money necessary to give you the stress free life that you crave, you have to take control of your livelihood outside of your employer's hand. Doing that takes planning.
Security - everyone, even animals, feel less stressful when they have security. We have policeman to make our cities and towns secure. We have soldiers to make our country secure. And we have building guards to make our homes and offices secure. And as a result, we're less stressful.
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